Ink Business Preferred Credit Card
Chase · VISA · signature
The Ink Business Preferred Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $95. It earns 5x on transport & transit, 3x on travel, 1x on everything else. The welcome offer is Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.
Key facts
- Annual fee
- $95
- Purchase APR
- 17.74% - 26.74% variable APR
- Network
- VISA
- Welcome offer
- Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 5x | 5x on Lyft rides |
| Travel | 3x | 3x on Travel |
| Everything else | 1x | 1x on all other purchases - with no limit to the amount you can ea |
Benefits and perks
- 3X on Travel and Business categories on $150K combined spend.
- Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.
- 3X points Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year. * Shipping purchases Advertising purchases made with social media sites and search engines Internet, cable and phone services Travel
- 5X total points on Lyft rides Earn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card. *
- Complimentary access to DashPass Whether you're in need of a team lunch or office supplies, get complimentary access to DashPass with your Chase Ink Business Preferred card. Enjoy $0 delivery fees and reduced service fees on eligible orders for a minimum of one year, when you activate by December 31, 2027. * Plus, as soon as you activate your membership, you'll receive up to $10 a month on grocery and retail DoorDash orders. *
- Earn 1 point per $1 Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. *
- Employee cards at no additional cost Employee cards let you set individual spending limits and help you earn rewards even faster. *
Rates and fees
Annual membership fee: $95. Purchase APR: 17.74% - 26.74% variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 17.74% - 26.74% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Ink Business Preferred Credit Card
What is the annual fee on the Ink Business Preferred Credit Card?
The Ink Business Preferred Credit Card has an annual fee of $95.
What rewards does the Ink Business Preferred Credit Card earn?
The Ink Business Preferred Credit Card earns 5x on transport & transit, 3x on travel, 1x on everything else.
Is the Ink Business Preferred Credit Card worth it?
The Ink Business Preferred Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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