Chase Ink Business Preferred® Credit Card
Chase · VISA · signature
The Ink Business Preferred® Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $95. It earns 5x on transport & transit, 3x on travel, 1x on everything else. The welcome offer is Earn 100,000 bonus points.
Key facts
- Annual fee
- $95
- Purchase APR
- 17.74% - 26.74% Variable
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn 100,000 bonus points
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 5x | 5x on Lyft rides |
| Travel | 3x | 3x on Travel |
| Everything else | 1x | 1x on all other purchases - with no limit to the amount you can ea |
Benefits and perks
- Ink Business Preferred® Credit Card Rates and Fees
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Earn 5x total points on Lyft rides through 9/30/27.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Receive complimentary access to DashPass by DoorDash.
- Member FDIC
Rates and fees
Annual membership fee: $95. Purchase APR: 17.74% - 26.74% Variable, based on creditworthiness and the Prime Rate. Balance transfer APR: 17.74% - 26.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Ink Business Preferred® Credit Card
What is the annual fee on the Chase Ink Business Preferred® Credit Card?
The Chase Ink Business Preferred® Credit Card has an annual fee of $95.
What rewards does the Chase Ink Business Preferred® Credit Card earn?
The Chase Ink Business Preferred® Credit Card earns 5x on transport & transit, 3x on travel, 1x on everything else.
What credit score do you need for the Chase Ink Business Preferred® Credit Card?
The Chase Ink Business Preferred® Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Ink Business Preferred® Credit Card worth it?
The Chase Ink Business Preferred® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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