Chase Sapphire Preferred Credit Card
Chase · VISA · signature
The Chase Sapphire Preferred Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $95. It earns 5x on transport & transit, 2x on everything else. The welcome offer is Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $95
- Purchase APR
- 19.24% - 27.49% variable APR
- Network
- VISA
- Welcome offer
- Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 5x | 5x on Lyft rides |
| Everything else | 2x | 2x on all other travel |
Benefits and perks
- Earn 5x points on Chase Travel purchases and 2x points on all other travel.
- Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- ENHANCED FEATURE $100 Chase Travel Hotel Credit Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel * .
- NEW Global Entry or TSA PreCheck or NEXUS Application Fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card. *
- NEW Apple TV benefit Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156. *
- DoorDash benefits Get a complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27. * Plus, DashPass members get a $10 promo each month ($120 annually) to save on groceries, retail orders, and more. *
- 5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27. *
- 5x on Lyft rides Earn 5x on Lyft rides through 9/30/27. *
Rates and fees
Annual membership fee: $95. Purchase APR: 19.24% - 27.49% variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.24% - 27.49% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Sapphire Preferred Credit Card
What is the annual fee on the Chase Sapphire Preferred Credit Card?
The Chase Sapphire Preferred Credit Card has an annual fee of $95.
What rewards does the Chase Sapphire Preferred Credit Card earn?
The Chase Sapphire Preferred Credit Card earns 5x on transport & transit, 2x on everything else.
Is the Chase Sapphire Preferred Credit Card worth it?
The Chase Sapphire Preferred Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Chase
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement