Chase Sapphire Preferred® Card
Chase · VISA · signature
The Chase Sapphire Preferred® Card is a credit card from Chase on the Visa network. It has an annual fee of $95. It earns 5x on travel, 3x on dining & restaurants, 1x on everything else. The welcome offer is 75,000 bonus points.
Key facts
- Annual fee
- $95
- Purchase APR
- 19.24% - 27.49% Variable
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- 75,000 bonus points
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5x | Earn 5x on travel purchased through Chase Travel℠. |
| Dining & restaurants | 3x | Earn 3x on dining, vacation homes, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs) |
| Everything else | 1x | Earn 1x on all other purchases. |
Benefits and perks
- Chase Sapphire Preferred® Card Rates and Fees
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
Rates and fees
Annual membership fee: $95. Purchase APR: 19.24% - 27.49% Variable, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.24% - 27.49% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Sapphire Preferred® Card
What is the annual fee on the Chase Sapphire Preferred® Card?
The Chase Sapphire Preferred® Card has an annual fee of $95.
What rewards does the Chase Sapphire Preferred® Card earn?
The Chase Sapphire Preferred® Card earns 5x on travel, 3x on dining & restaurants, 1x on everything else.
What credit score do you need for the Chase Sapphire Preferred® Card?
The Chase Sapphire Preferred® Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Sapphire Preferred® Card worth it?
The Chase Sapphire Preferred® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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