Chase Ink Business Cash® Credit Card
Chase · VISA · signature
The Ink Business Cash® Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $0. It earns 2% on dining & restaurants, 1% on everything else. The welcome offer is Earn $750 bonus cash back.
Key facts
- Annual fee
- $0
- Purchase APR
- 16.74% - 24.74% Variable
- Intro APR
- 0% Intro APR on Purchases for 12 months
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn $750 bonus cash back
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2% | Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. |
| Everything else | 1% | Earn 1% cash back on all other purchases. |
Benefits and perks
- Ink Business Cash® Credit Card Rates and Fees
- Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening
- Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
- Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
- Earn 1% cash back on all other purchases with no limit to the amount you can earn.
- Earn 5% total cash back on Lyft rides through 9/30/27.
- As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
- Complimentary three-month lnstacart+ membership.
- No Annual Fee
- 0% introductory APR for 12 months on purchases
- Member FDIC
Rates and fees
Annual membership fee: $0. Purchase APR: 16.74% - 24.74% Variable, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% Intro APR on Purchases for 12 months. Balance transfer APR: 16.74% - 24.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Ink Business Cash® Credit Card
What is the annual fee on the Chase Ink Business Cash® Credit Card?
The Chase Ink Business Cash® Credit Card has an annual fee of $0.
What rewards does the Chase Ink Business Cash® Credit Card earn?
The Chase Ink Business Cash® Credit Card earns 2% on dining & restaurants, 1% on everything else.
What credit score do you need for the Chase Ink Business Cash® Credit Card?
The Chase Ink Business Cash® Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Ink Business Cash® Credit Card worth it?
The Chase Ink Business Cash® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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