Ink Business Cash Credit Card
Chase · VISA · signature
The Ink Business Cash Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 5% on transport & transit, 2% on dining & restaurants, 1% on everything else. The welcome offer is Earn $750 strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
Key facts
- Annual fee
- $0
- Purchase APR
- 16.74% - 24.74% variable APR
- Intro APR
- 0% intro APR for 12 months from account opening on purchases
- Network
- VISA
- Welcome offer
- Earn $750 strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 5% | 5% on Lyft rides |
| Dining & restaurants | 2% | 2% on dining and gas |
| Everything else | 1% | 1% on all other purchases–with no limit to the amount you can earn |
Benefits and perks
- 5% Cash Back on Business Essentials on $25K max combined spend.
- Earn $750 strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
- Earn 5% cash back on business essentials Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. *
- Earn 2% cash back on dining and gas Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. * Earn 1% cash back on all other purchases–with no limit to the amount you can earn. *
- Earn 5% total cash back on Lyft rides Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Cash card. *
- Complimentary three month lnstacart+ membership Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period). * Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. * Enrollment Required. Benefits end 12/31/27.
- Get more purchasing power As a Chase cardmember, you'll be automatically checked for a credit line increase every 6 months or sooner.
Rates and fees
Annual membership fee: $0. Purchase APR: 16.74% - 24.74% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 12 months from account opening on purchases. Balance transfer APR: 16.74% - 24.74% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Ink Business Cash Credit Card
What is the annual fee on the Ink Business Cash Credit Card?
The Ink Business Cash Credit Card has an annual fee of $0.
What rewards does the Ink Business Cash Credit Card earn?
The Ink Business Cash Credit Card earns 5% on transport & transit, 2% on dining & restaurants, 1% on everything else.
Is the Ink Business Cash Credit Card worth it?
The Ink Business Cash Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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