CNCBI DCH Living Mastercard
China CITIC Bank International · MASTERCARD
The CNCBI DCH Living Mastercard is a credit card from China CITIC Bank International on the Mastercard network. It has an annual fee of HK$0. It earns 7.50% on shopping, 0.50% on everything else. The welcome offer is HK$800 cash rebate for new customers who spend HK$3,800 within 2 months (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$0
- Purchase APR
- 34.49% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- HK$800 cash rebate for new customers who spend HK$3,800 within 2 months (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Shopping | 7.50% | 15X Bonus Points at designated DCH merchants (20,000 points = a HK$100 DCH Living eShop coupon) |
| Everything else | 0.50% | 1 Bonus Point per HK$1 (20,000 points = a HK$100 DCH Living eShop coupon) |
Benefits and perks
- 5% off food and wine at the DCH Living Lifestyle eShop.
- Up to 20% off DCH Mobility car rental.
Questions about the CNCBI DCH Living Mastercard
What is the annual fee on the CNCBI DCH Living Mastercard?
The CNCBI DCH Living Mastercard has an annual fee of HK$0.
What rewards does the CNCBI DCH Living Mastercard earn?
The CNCBI DCH Living Mastercard earns 7.50% on shopping, 0.50% on everything else.
Is the CNCBI DCH Living Mastercard worth it?
The CNCBI DCH Living Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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