CNCBI Motion Credit Card
China CITIC Bank International · MASTERCARD
The CNCBI Motion Credit Card is a credit card from China CITIC Bank International on the Mastercard network. It has an annual fee of HK$1,800. It earns up to 6% on dining & restaurants, up to 6% on online shopping, 0.40% on everything else. The welcome offer is 10% back on foreign currency spending in the first 3 months (up to HK$1,000), or HK$600 cash rebate for spending HK$6,000 within 2 months, for new customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 34.49% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- 10% back on foreign currency spending in the first 3 months (up to HK$1,000), or HK$600 cash rebate for spending HK$6,000 within 2 months, for new customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | up to 6% | 6% cash rebate on dining in a month with HK$3,800 of spending, extra rebate capped at HK$200 a month |
| Online shopping | up to 6% | 6% cash rebate on online spending in a month with HK$3,800 of spending, extra rebate capped at HK$200 a month |
| Everything else | 0.40% | 0.4% basic cash rebate |
Benefits and perks
- Octopus automatic add value.
- Up to 57 days interest-free.
Questions about the CNCBI Motion Credit Card
What is the annual fee on the CNCBI Motion Credit Card?
The CNCBI Motion Credit Card has an annual fee of HK$1,800.
What rewards does the CNCBI Motion Credit Card earn?
The CNCBI Motion Credit Card earns up to 6% on dining & restaurants, up to 6% on online shopping, 0.40% on everything else.
Is the CNCBI Motion Credit Card worth it?
The CNCBI Motion Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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