CNCBI GBA Dual Currency Credit Card
China CITIC Bank International · UNIONPAY
The CNCBI GBA Dual Currency Credit Card is a credit card from China CITIC Bank International on the UnionPay network. It has an annual fee of HK$1,800. It earns up to 10% on travel, 4% on travel. The welcome offer is 10% back on foreign currency spending, renminbi included, in the first 3 months (up to HK$1,000), or HK$600 cash rebate for spending HK$6,000 within 2 months, for new customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 34.49% APR
- Foreign transaction fee
- 0%
- Network
- UNIONPAY
- Welcome offer
- 10% back on foreign currency spending, renminbi included, in the first 3 months (up to HK$1,000), or HK$600 cash rebate for spending HK$6,000 within 2 months, for new customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | up to 10% | Up to 10% on single renminbi transactions of CNY4,000 or more until 31 December 2026, extra rebate capped at HK$250 a month |
| Travel | 4% | 4% cash rebate on renminbi and UnionPay App spending until 31 December 2026, extra rebate capped at HK$150 a month |
Benefits and perks
- No foreign currency fee.
- Pays in Hong Kong dollars and renminbi from one card.
Questions about the CNCBI GBA Dual Currency Credit Card
What is the annual fee on the CNCBI GBA Dual Currency Credit Card?
The CNCBI GBA Dual Currency Credit Card has an annual fee of HK$1,800.
What rewards does the CNCBI GBA Dual Currency Credit Card earn?
The CNCBI GBA Dual Currency Credit Card earns up to 10% on travel, 4% on travel.
Is the CNCBI GBA Dual Currency Credit Card worth it?
The CNCBI GBA Dual Currency Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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