CNCBI JD Mastercard

CNCBI JD Mastercard

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China CITIC Bank International · MASTERCARD

The CNCBI JD Mastercard is a credit card from China CITIC Bank International on the Mastercard network. It earns up to 10% on shopping, 4% on shopping. The welcome offer is HK$900 cash rebate for new customers who spend HK$10,000 at JD merchants within 3 months (offer ends 31 December 2026).

Verified 8 Oct 2026

Key facts

Purchase APR
34.49% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
HK$900 cash rebate for new customers who spend HK$10,000 at JD merchants within 3 months (offer ends 31 December 2026)

Reward rates by category

Reward rates for the CNCBI JD Mastercard by spending category
CategoryRateDetail
Shoppingup to 10%Up to 10% on single JD transactions of HK$5,000 or more, extra rebate capped at HK$300 a month
Shopping4%4% cash rebate at JD App, JD Mall Hong Kong and Kai Bo Food Supermarket, up to HK$200 a month

Benefits and perks

  • 5% off coupons for JD App, JD Mall Hong Kong and Kai Bo Food on the 18th of each month, with the card bound to JD Pay.
  • 1 JING DOU for every CNY10 spent at JD App.

Questions about the CNCBI JD Mastercard

What is the annual fee on the CNCBI JD Mastercard?

Woodo does not currently hold verified annual fee data for the CNCBI JD Mastercard. Check the issuer's own terms for the current fee.

What rewards does the CNCBI JD Mastercard earn?

The CNCBI JD Mastercard earns up to 10% on shopping, 4% on shopping.

Is the CNCBI JD Mastercard worth it?

The CNCBI JD Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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