CNCBI Jewel World Mastercard

CNCBI Jewel World Mastercard

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China CITIC Bank International · MASTERCARD

The CNCBI Jewel World Mastercard is a credit card from China CITIC Bank International on the Mastercard network. It has an annual fee of HK$0. It earns up to 1.50% on everything else, 0.40% on everything else. The welcome offer is HK$1,000 cash rebate for new customers who spend HK$10,000 within 2 months, or up to 10,000 miles (M$1 for every HK$1 spent) (offer ends 31 December 2026).

Verified 8 Oct 2026

Key facts

Annual fee
HK$0
Purchase APR
34.49% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
HK$1,000 cash rebate for new customers who spend HK$10,000 within 2 months, or up to 10,000 miles (M$1 for every HK$1 spent) (offer ends 31 December 2026)

Reward rates by category

Reward rates for the CNCBI Jewel World Mastercard by spending category
CategoryRateDetail
Everything elseup to 1.50%1.5% cash rebate until 31 December 2026 with a CNCBI PAYROLL plus account receiving a salary of HK$12,000 or more a month
Everything else0.40%0.4% basic cash rebate on retail spending

Benefits and perks

  • 50% off green fees at golf clubs in Asia Pacific.
  • Free travel insurance of up to US$100,000 a trip.
  • 12 months of HoteLux Elite membership.
  • One-way airport limousine for HK$350.

Questions about the CNCBI Jewel World Mastercard

What is the annual fee on the CNCBI Jewel World Mastercard?

The CNCBI Jewel World Mastercard has an annual fee of HK$0.

What rewards does the CNCBI Jewel World Mastercard earn?

The CNCBI Jewel World Mastercard earns up to 1.50% on everything else, 0.40% on everything else.

Is the CNCBI Jewel World Mastercard worth it?

The CNCBI Jewel World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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