Citi® / AAdvantage® Executive card

Citi® / AAdvantage® Executive card

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Citi · MASTERCARD

The Citi® / AAdvantage® Executive card is a credit card from Citi on the MASTERCARD network. It has an annual fee of $695. It earns 1x on everything else.

Verified 7 Sept 2026

Key facts

Annual fee
$695
Purchase APR
19.49% - 29.49% variable APR
Network
MASTERCARD

Reward rates by category

Reward rates for the Citi® / AAdvantage® Executive card by spending category
CategoryRateDetail
Everything else1x1x on all other purchases

Benefits and perks

  • What rewards does the Citi® / AAdvantage® Executive World Legend Mastercard® offer? The Citi® / AAdvantage® Executive World Legend Mastercard® offers cardmembers the ability to earn 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, 12 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels® bookings and eligible AAdvantage Cars® bookings, and 1 AAdvantage® mile for every $1 spent on all other purchases. After you spend $150,000 in purchases in a calendar year, you may earn a total of 5 AAdvantage® miles for every $1 spent on eligible American Airlines p
  • How can I redeem my AAdvantage® miles earned with the Citi® / AAdvantage® Executive World Legend Mastercard®? Citi® / AAdvantage® Executive World Legend Mastercard® cardmembers can redeem their AAdvantage® miles for a variety of travel rewards, including flights, upgrades on most domestic and international flights marketed and operated by American Airlines, hotels, car rentals and more.
  • What travel benefits does the Citi® / AAdvantage® Executive World Legend Mastercard® offer? The Citi® / AAdvantage® Executive World Legend Mastercard® gives you access to a suite of benefits that can heighten the travel experience, including Admirals Club® membership, first checked bag free on domestic American Airlines itineraries, up to a $120 Global Entry or TSA PreCheck® application fee credit every 4 years, up to $120 back on eligible prepaid Avis® and Budget car rentals, up to $180 in Lyft credits annually, up to $500 back on eligible American Airlines Vacations℠ purchases, up to $100 ba
  • What additional benefits does the Citi® / AAdvantage® Executive World Legend Mastercard® offer? The Citi® / AAdvantage® Executive World Legend Mastercard® offers additional benefits including up to $120 back on eligible prepaid Avis® and Budget car rentals, up to $180 in Lyft credits annually after taking 3 eligible rides in a calendar month, up to $500 back on eligible American Airlines Vacations℠ purchases, up to $100 back on inflight and eligible Admirals Club® purchases, Omni Hotels and Resorts Champion Status eligibility, and no limit to the amount of AAdvantage® miles you can earn.
  • How can I earn Loyalty Points with the Citi® / AAdvantage® Executive World Legend Mastercard®? You will earn 1 Loyalty Point toward AAdvantage® status for every eligible AAdvantage® mile you earn with your Citi® / AAdvantage® Executive World Legend Mastercard®. You may earn a 10,000 Loyalty Point bonus after reaching 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year.
  • Do you get a statement credit for TSA PreCheck® or Global Entry with the Citi® / AAdvantage® Executive World Legend Mastercard®? Yes. Cardmembers may receive a Global Entry or TSA PreCheck® application fee credit of up to $120 every 4 years.
  • Is the first checked bag free with the Citi® / AAdvantage® Executive World Legend Mastercard®? As a Citi® / AAdvantage® Executive World Legend Mastercard® cardmember, your first checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.
  • How many Admirals Club® lounges can I access with the card? The Citi® / AAdvantage® Executive World Legend Mastercard® gives you access to more than 100 Admirals Club® lounges and partner lounges worldwide.
  • How many companions can I bring into the Admirals Club®? The Citi® / AAdvantage® Executive World Legend Mastercard® gives access for the primary cardmember and up to 2 guests or immediate family members.
  • How does the Citi® / AAdvantage® Executive World Legend Mastercard® help me reach AAdvantage status faster? The Citi® / AAdvantage® Executive World Legend Mastercard® supports earning Loyalty Points toward AAdvantage® status, which can help you move closer to qualifying levels as you use the card. You may earn a 10,000 Loyalty Point bonus after reaching 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year.
  • What benefits do I get with Omni Hotels? Primary cardmembers are eligible to enroll in Omni Hotels and Resorts Champion Status. Eligible benefits include perks such as early check-in, late check-out, and room upgrades, subject to availability.
  • How does the American Airlines Vacations℠ credit work? Every calendar year, cardmembers can earn up to $500 in statement credits on eligible American Airlines Vacations℠ travel packages or experiences: up to $250 on purchases January through June and up to $250 July through December.

Rates and fees

Annual membership fee: $695. Purchase APR: 19.49% - 29.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Citi® / AAdvantage® Executive card

What is the annual fee on the Citi® / AAdvantage® Executive card?

The Citi® / AAdvantage® Executive card has an annual fee of $695.

What rewards does the Citi® / AAdvantage® Executive card earn?

The Citi® / AAdvantage® Executive card earns 1x on everything else.

Is the Citi® / AAdvantage® Executive card worth it?

The Citi® / AAdvantage® Executive card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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