DILLARD'S CREDIT CARDS

DILLARD'S CREDIT CARDS

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Citi · MASTERCARD

The DILLARD'S CREDIT CARDS is a credit card from Citi on the MASTERCARD network.

Verified 7 Sept 2026

Key facts

Network
MASTERCARD

Benefits and perks

  • What is the Dillard's Credit Card? The Dillard's Credit Card is a rewards credit card for purchases at Dillard's (in-store, online or by phone). Cardmembers get access to the Dillard's Rewards program and earn points4 on eligible purchases 4. For every 1,500 points earned, members can choose between a 10% off3 One-Day Shopping Pass or a $10 off3 Reward Certificate. Cardmembers also get access to exclusive special offers at Dillard's.
  • What are the differences between the Dillard's Credit Card and Dillard's Mastercard®? The Dillard's Credit Card is a store credit card, which means cardmembers can use it exclusively at Dillard's to pay for purchases made in-store, online, or by phone. Cardmembers earn 2 points4 for every $1 spent on all eligible Dillard's purchases. The Dillard's Mastercard can be used anywhere Mastercard is accepted. Dillard's Mastercard members earn 2 points4 for every $1 spent on all eligible Dillard's purchases. Additionally, for purchases made outside Dillard's, they earn 2 points4 for every $1 spent on
  • Does the Dillard's Credit Card have an annual fee? The Dillard's Credit Card has no annual fee1.
  • Once I earn 1,500 points, how will my Shopping Pass or Rewards Certificate be delivered? You'll receive any Shopping Passes and Rewards Certificates earned with your monthly statements3. You'll also automatically be enrolled to receive 10% Off Shopping Passes unless you change your rewards selection3. You can use your Shopping Passes or Rewards Certificates for eligible purchases at Dillard's stores or dillards.com 3.
  • Where can I use the Dillard's Mastercard®? You can use the Dillard's Mastercard® anywhere Mastercard is accepted.
  • How can I apply for a Dillard's Credit Card or Dillard's Mastercard®? Use Citi's online application or visit any Dillard's store to apply for a Dillard's Credit Card or Dillard's Mastercard®. When you apply, we will consider you for both the Dillard's Credit Card and the Dillard's Mastercard. If you're approved for both cards, you can select which card you prefer.

Questions about the DILLARD'S CREDIT CARDS

What is the annual fee on the DILLARD'S CREDIT CARDS?

Woodo does not currently hold verified annual fee data for the DILLARD'S CREDIT CARDS. Check the issuer's own terms for the current fee.

Is the DILLARD'S CREDIT CARDS worth it?

The DILLARD'S CREDIT CARDS is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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