WAYFAIR CREDIT CARDS

Key facts

Network

MASTERCARD

Reward rates by category

Benefits and perks

• Where can I use my Wayfair Credit Cards? The Wayfair Credit Card and Wayfair Mastercard® can be used across the Wayfair Family of Brands websites, mobile applications and stores excluding outlet stores. The Wayfair Family of Brands includes Wayfair, Joss & Main, AllModern, Birch Lane and Perigold. The Wayfair Mastercard® can also be used where Mastercard® credit cards are accepted.
• What are the differences between the Wayfair Credit Card and the Wayfair Mastercard®? The Wayfair Credit Card can only be used for purchases at Wayfair’s Family of Brands websites, mobile applications, and stores excluding outlet stores, while the Wayfair Mastercard® can be used anywhere Mastercard is accepted. The Wayfair Mastercard® also earns 3% back4 in rewards at grocery stores, 2% back4 in rewards on online purchases and 1% back4 in rewards everywhere else.
• Do I have to choose which Wayfair credit card to apply for? No, the Wayfair credit cards share one easy application. When you apply, you will be considered for both the Wayfair Credit Card and the Wayfair Mastercard®. If you’re approved for both, you will be able to choose the card you want.
• How do I get the introductory offer? You will receive $40 off your qualifying first order if it is at least $250. Cannot be combined with any other discount or financing offers. Additional exclusions apply for select manufacturers, gift cards and purchases made with a Wayfair Professional profile. Offer only applies to first Wayfair order made with your Wayfair Credit Card or Wayfair Mastercard®. Offer not available for purchases at Perigold or at Wayfair outlet stores. Minimum purchase amount excludes tax, shipping, and other discounts. Subject to credit approval.
• How do I earn and redeem rewards? You will earn Reward Dollars on all Eligible Purchases. For the Wayfair Family of Brands Credit Cards you will earn 7% in Rewards when you use your card at Wayfair’s Family of Brands websites, mobile applications, and physical retail stores. Rewards are not earned on returns, refunds, promotional discount, post-order cost adjustments, purchases at outlet locations, purchases made by accounts enrolled in the Wayfair Professional program, gift cards, services (including home installation and assembly, extended warranties and design services), donations, Porch re
• Is financing available with my Wayfair Credit Card? Financing options are available across all participating Wayfair sites3 on qualifying items with the Wayfair Credit Card and Wayfair Mastercard®. See wayfair.com/wayfaircard for financing details. To apply financing, use your Wayfair Credit Card or Wayfair Mastercard® to pay and select the available financing plan at checkout3.

Questions about the WAYFAIR CREDIT CARDS