MACY'S CREDIT CARDS
Citi
The MACY'S CREDIT CARDS is a credit card from Citi on the network. It earns 3x on dining & restaurants, 2x on groceries.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3x | 3x on restaurants |
| Groceries | 2x | 2x on gas stations and supermarkets |
Benefits and perks
- What is the Macy's Credit Card? The Macy's Credit Card is a store credit card that lets you earn points when you use it for purchases at Macy's. The Macy's Credit Card offers 2 points per $1 spent for Silver members, 3 points per $1 spent for Gold members, and 5 points per $1 spent for Platinum members. The Macy's American Express® card can be used anywhere American Express® is accepted, It offers all the benefits of the Macy's store credit card and some bonus features. When you shop outside of Macy's you can get 3 points per $1 spent at restaurants, including delivery, get 2 points per $1 spe
- What is the difference between the Macy's Credit Card and the Macy's American Express ® Card? The Macy's Credit Card can only be used to purchase merchandise at Macy's stores, Macy's Backstage or macys.com. The Macy's American Express® Card can be used at all merchants that accept American Express® cards.
- How do I apply for the Macy's Credit Card? Use Citi’s online application to apply for a Macy's Credit Card or visit any Macy's store. When you apply, we will consider you for both the Macy's Credit Card and the Macy's American Express® Card. If you’re approved for both cards, you can select which card you prefer.
- Do Macy's Credit Cards have annual fees? Macy's Credit Cards have no annual fee.1
- Where can I check my Macy's Credit Card balance? You can check your Macy's Credit Card balance from the “Macy's Credit Card” option in your Macy's profile.
- Where can I use the Macy's American Express ® Card? You can use a Macy's American Express® Card to purchase merchandise at Macy's, Macy's Backstage, or macys.com and outside of Macy's everywhere American Express® cards are welcome.
- Can I use my Macy's American Express ® Card internationally? Yes, you can use your Macy's American Express® Card internationally wherever American Express® is accepted. You will be charged a foreign transaction fee of 3% of each purchase transaction in U.S.dollars.1
Questions about the MACY'S CREDIT CARDS
What is the annual fee on the MACY'S CREDIT CARDS?
Woodo does not currently hold verified annual fee data for the MACY'S CREDIT CARDS. Check the issuer's own terms for the current fee.
What rewards does the MACY'S CREDIT CARDS earn?
The MACY'S CREDIT CARDS earns 3x on dining & restaurants, 2x on groceries.
Is the MACY'S CREDIT CARDS worth it?
The MACY'S CREDIT CARDS is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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