AT&T Points Plus® Card from Citi
Citi
The AT&T Points Plus® Card from Citi is a credit card from Citi on the network. It has an annual fee of $0. It earns 3x on gas & fuel, 2x on groceries, 1x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 19.49% - 27.49% variable APR
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 3x | 3x on gas and EV charging stations |
| Groceries | 2x | 2x on grocery stores |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Where can I use the AT&T Points Plus® Card from Citi? You can use the AT&T Points Plus® Card on all your purchases and earn ThankYou Points on qualifying purchases, including AT&T products and services.
- How do I earn AT&T bill discounts? Earn a $10 per line monthly discount on your AT&T wireless bill and $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
- What can ThankYou Points be redeemed for? You can redeem ThankYou Points for exciting rewards like gift cards, travel rewards, at checkout with our Shop with Points partners and more.
- Does the AT&T Points Plus® Card from Citi have an annual fee? No, there is no annual fee for the AT&T Points Plus® Card.¹
- Does the AT&T Points Plus® Card from Citi have foreign transaction fees? No, there are no foreign transaction fees on purchases when you shop abroad or on an international retailer's website.¹
Rates and fees
Annual membership fee: $0. Purchase APR: 19.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the AT&T Points Plus® Card from Citi
What is the annual fee on the AT&T Points Plus® Card from Citi?
The AT&T Points Plus® Card from Citi has an annual fee of $0.
What rewards does the AT&T Points Plus® Card from Citi earn?
The AT&T Points Plus® Card from Citi earns 3x on gas & fuel, 2x on groceries, 1x on everything else.
Is the AT&T Points Plus® Card from Citi worth it?
The AT&T Points Plus® Card from Citi is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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