
AAdvantage® MileUp® card
Citi · MASTERCARD
The AAdvantage® MileUp® card is a credit card from Citi on the MASTERCARD network. It has an annual fee of $0. It earns 25% on travel, 2x on groceries, 1x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 19.49% - 29.49% variable APR
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 25% | 25% on inflight food and beverage purchases when they use their car |
| Groceries | 2x | 2x on grocery stores and on eligible |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- How many AAdvantage® miles do you earn when you purchase flights with the American Airlines AAdvantage® MileUp® Card? American Airlines AAdvantage® MileUp® cardmembers earn 2 AAdvantage® miles for every dollar spent on eligible American Airlines purchases €” and every AAdvantage® mile earned gets you one step closer to redeeming exciting rewards. AAdvantage® miles can be redeemed for flights to nearly 1,000 destinations worldwide, flight upgrades, car rentals and hotels.
- Does the American Airlines AAdvantage® MileUp® Card offer rewards? Absolutely! The American Airlines AAdvantage® MileUp® Card issued by Citi® was designed for cardmembers to earn AAdvantage® miles simply based on their everyday purchases. These rewards allow cardmembers to: Earn 2 AAdvantage® miles for every dollar spent at grocery stores and on eligible American Airlines purchases Earn 1 AAdvantage® mile for every dollar spent on all other purchases
- Does the American Airlines AAdvantage® MileUp® Card have any inflight benefits? The American Airlines AAdvantage® MileUp® Card offers cardmembers 25% savings on inflight food and beverage purchases when they use their card on American Airlines flights.
- Does the American Airlines AAdvantage® MileUp® Card have an Annual Fee? One of the premium perks of being an American Airlines AAdvantage® MileUp® cardmember is that there is no Annual Fee.One of the premium perks of being an American Airlines AAdvantage® MileUp® cardmember is that there is no Annual Fee.
- How can I apply for the American Airlines AAdvantage® MileUp® Card? We aim to make the application process for the American Airlines AAdvantage® MileUp® Card as easy and straightforward as possible. Learn more and apply online.
- What benefits does the American Airlines AAdvantage® MileUp® Card have? The American Airlines AAdvantage® MileUp® Card issued by Citi® was created to provide keen travelers with exceptional benefits, simply for using their card for everyday purchases. Some of these benefits include: Earn 2 AAdvantage® miles for every dollar spent at grocery stores and on eligible American Airlines purchases Earn 1 AAdvantage® mile for every dollar spent on all otherpurchases A 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.
- Do you get lounge access with the American Airlines AAdvantage® MileUp® Card? The American Airlines AAdvantage® MileUp® Card does not provide lounge access. However, it does offer cardmembers other benefits, including the opportunity to earn AAdvantage® miles on their everyday purchases.2 Those interested in having lounge access through their credit card are encouraged to learn more about the Citi® / AAdvantage® Executive World Elite® Mastercard as it offers this, in addition to many other valuable perks.
- Can you redeem your AAdvantage® miles for flights Absolutely! AAdvantage® miles can be redeemed for flights to nearly 1,000 destinations around the world. In addition, AAdvantage® miles can also be redeemed for flight upgrades, hotels and even car rentals. You can decide what to use them for, to help you make the most of your travels.
- What can you redeem your AAdvantage® miles for? You can redeem your AAdvantage® miles for a wide selection of exciting travel rewards, including: Flights to around 1,000 destinations across the globe on American Airlines, American Eagle®, any oneworld® airline or any partner airline Upgrades to the next cabin on most domestic and international flights marketed and operated by American Airlines, British Airways and Iberia Car rentals and hotel stays in over 500 destinations worldwide
- Does the American Airlines AAdvantage® MileUp® Card have a sign-up bonus? The American Airlines AAdvantage® MileUp® Card frequently offers cardmembers American Airlines AAdvantage® bonus miles after the cardmember fulfills the terms and conditions of the offer. Learn about the current bonus offer for the American Airlines AAdvantage® MileUp® Card.
- Is the first checked bag free with the American Airlines AAdvantage® MileUp® Card? The first checked bag is not free for the American Airlines AAdvantage® MileUp® Card. However, there are many other great benefits available with this travel card, with no Annual Fee.1
- Does the American Airlines AAdvantage® MileUp® Card allow for preferred boarding? Preferred boarding is not a benefit included with the American Airlines AAdvantage® MileUp® Card. However, one of the key American Airlines AAdvantage® MileUp® benefits is that it does not charge an Annual Fee. Learn more about benefits available with this travel credit card from Citi®
Rates and fees
Annual membership fee: $0. Purchase APR: 19.49% - 29.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the AAdvantage® MileUp® card
What is the annual fee on the AAdvantage® MileUp® card?
The AAdvantage® MileUp® card has an annual fee of $0.
What rewards does the AAdvantage® MileUp® card earn?
The AAdvantage® MileUp® card earns 25% on travel, 2x on groceries, 1x on everything else.
Is the AAdvantage® MileUp® card worth it?
The AAdvantage® MileUp® card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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