Citi® / AAdvantage® Platinum Select® card

Citi® / AAdvantage® Platinum Select® card

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Citi · MASTERCARD

The Citi® / AAdvantage® Platinum Select® card is a credit card from Citi on the MASTERCARD network. It has an annual fee of $99. It earns 25% on travel, 2x on dining & restaurants, 1x on everything else.

Verified 7 Sept 2026

Key facts

Annual fee
$99
Purchase APR
19.49% - 29.49% variable APR
Network
MASTERCARD

Reward rates by category

Reward rates for the Citi® / AAdvantage® Platinum Select® card by spending category
CategoryRateDetail
Travel25%25% on inflight food and beverage purchases on
Dining & restaurants2x2x on gas stations and restaurants
Everything else1x1x on all other purchases

Benefits and perks

  • What benefits does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard have? There are many exciting benefits to being a Citi® / AAdvantage® Platinum Select® World Elite Mastercard cardmember, all of which are aimed to enrich your travel experience. Cardmember benefits include: 1 free checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation €” allowing you to secure overhead bin space and enjoy the in
  • What rewards does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard offer? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard offers card members exciting opportunities to earn AAdvantage® miles they can redeem for travel. Cardmembers earn 2 AAdvantage® miles for every dollar spent at gas stations and restaurants and on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar spent on all other purchases.
  • Are there any flight benefits with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard was designed to elevate cardmembers' travel experiences. As a result, cardmembers receive the following flight benefits:Free first checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation, helping to reduce costs Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation A 25% savings on in-flight food and bev
  • What can I redeem my AAdvantage® miles for? Citi® / AAdvantage® Platinum Select® World Elite Mastercard cardmembers can redeem their AAdvantage® miles for many exciting travel rewards, such as: Flights on American Airlines, American Eagle®, any oneworld® airline or any partner airline to nearly 1,000 destinations worldwide Flight upgrades to the next cabin on most domestic and international flights marketed and operated by American Airlines, British Airways and Iberia Car rentals, hotels, activities and tours.
  • Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard have a foreign transaction fee? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard is designed for travelers, which is why there are no foreign transaction fees.1
  • Can you use AAdvantage® miles for flights? Yes, AAdvantage® miles earned with your Citi® / AAdvantage® Platinum Select® World Elite Mastercard can be redeemed for flights to nearly 1,000 destinations worldwide. In addition, AAdvantage® miles can be redeemed for flight upgrades, car rentals and hotels.
  • Does Citi® / AAdvantage® Platinum Select® World Elite Mastercard offer travel rewards? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard offers cardmembers the ability to earn AAdvantage® miles on purchases, which can be redeemed for great travel rewards. Cardmembers earn 2 AAdvantage® miles for every dollar spent at restaurants and gas stations and on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar spent on all other purchases.
  • What perks does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard have? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard offers rich and rewarding perks for its cardmembers aimed to enhance your travel. Cardmember perks include: 1 free checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation €” allowing you to secure overhead bin space and enjoy the in-flight experience early Earn 2 A
  • Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard give you lounge access? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard does not provide lounge access. However, it does offer cardmembers many other exciting and rewarding benefits to enhance their tavels. Those interested in having Admirals Club lounge access through their credit card are encouraged to learn more about the Citi® / AAdvantage® Executive World Elite Mastercard as it offers this, in addition to many other valuable perks.
  • Is there a sign-up bonus when you apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard frequently offers cardmembers American Airlines AAdvantage® bonus miles after they have fulfilled the terms of the offer. Learn about the current bonus offer.
  • Is there an intro APR for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard? The Citi® / AAdvantage® Platinum Select® World Elite Mastercard does not typically offer an intro APR. However, this credit card offers many other rewarding benefits for cardmembers to experience
  • Is the first checked bag free with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard? As a Citi® / AAdvantage® Platinum Select® World Elite Mastercard cardmember, you receive 1 free checked bag on domestic American Airlines itineraries for you and up to 4 people on the same reservation, helping you to save money for other luxuries when traveling.
  • Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard allow for preferred boarding? Asa Citi® / AAdvantage® Platinum Select® World Elite Mastercard cardmember, you'll be able to enjoy access to preferred boarding on American Airlines flights for you and up to 4 companions traveling with you and listed in the same reservation. This means you'll have extra time to enjoy the in-flight entertainment and place your carry-on luggage securely in the overhead bin space.

Rates and fees

Annual membership fee: $99. Purchase APR: 19.49% - 29.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Citi® / AAdvantage® Platinum Select® card

What is the annual fee on the Citi® / AAdvantage® Platinum Select® card?

The Citi® / AAdvantage® Platinum Select® card has an annual fee of $99.

What rewards does the Citi® / AAdvantage® Platinum Select® card earn?

The Citi® / AAdvantage® Platinum Select® card earns 25% on travel, 2x on dining & restaurants, 1x on everything else.

Is the Citi® / AAdvantage® Platinum Select® card worth it?

The Citi® / AAdvantage® Platinum Select® card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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