Costco Anywhere Visa® Business Card by Citi

Costco Anywhere Visa® Business Card by Citi

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Citi · VISA

The Costco Anywhere Visa® Business Card by Citi is a credit card from Citi on the VISA network. It has an annual fee of $0. It earns 5% on gas & fuel, 3% on dining & restaurants, 2% on everything else.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Purchase APR
18.74% - 26.74% variable APR
Network
VISA

Reward rates by category

Reward rates for the Costco Anywhere Visa® Business Card by Citi by spending category
CategoryRateDetail
Gas & fuel5%5% on gas purchases at
Dining & restaurants3%3% on restaurant purchases (including cafes
Everything else2%2% on all other purchases from

Benefits and perks

  • Does the Costco Anywhere Visa® Business Card by Citi offer cash back? Yes. The Costco Anywhere Visa® Business Card by Citi allows Costco members to earn cash back rewards on everyday spending, such as office supplies, airline tickets, business lunches at restaurants, and more. You don't have to enroll in special categories like online shopping, home improvement or furnishings, or dining for example. There is also no annual fee(s) with your paid Costco membership.
  • What percentage in cash back rewards can you earn with the Costco Anywhere Visa® Business Card by Citi? When you are a cardmember you can earn: 5% cash back on gas purchases at Costco warehouse locations worldwide. 4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases. After reaching this limit, 1% cash back applies. 3% cash back on restaurant purchases (including cafes, bars, lounges, and fast food restaurants) and eligible travel purchases worldwide, includ
  • What are some of the other benefits the Costco Anywhere Visa® Business Card by Citi? The Costco Anywhere Visa® Business Card by Citi has several great benefits for cardmembers including: Damage & Theft Protection: Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents) Citi Quick Lock: Instantly block new purchases and cash advances while allowing recurring transactions, payments, balance transfers and credits to continue without disruption Fraud Early Warni
  • Is a Costco membership required to apply for the Costco Anywhere Visa® Business Card by Citi? Yes. To apply for the Costco Anywhere Visa® Business Card by Citi you must have a current Costco membership in your name. Employees of the business must have a Costco membership in their name to be an authorized user on the card account. If you're not already a Costco member, you can apply for a Costco membership here.
  • Is the Costco Anywhere Card a Visa® Business or Mastercard®? The Costco Anywhere Business Card is a Visa® credit card. This means that you can earn cash back rewards anywhere Visa® is accepted.
  • Does the Costco Anywhere Visa® Business Card by Citi have an annual fee? No. There is no annual fee(s) for the Costco Anywhere Visa® Business Card by Citi with your paid Costco membership.
  • Where can you earn rewards with the Costco Anywhere Visa Business card? Costco Anywhere Visa® Business cardmembers earn Costco cash back rewards anywhere Visa® is accepted.
  • Can I login to my Costco account with the Costco Anywhere Visa® Business Card? No, you cannot use your Costco Anywhere Visa® Business Card to login to your Costco account. To access your Costco account, please visit the official Costco website.
  • Can you use the Costco Anywhere Visa® Business Card by Citi for small business? Yes. The Costco Anywhere Visa® Business Card by Citi is designed specifically for small businesses. Cardmembers use this credit card to get the most out of their Costco membership by earning cash back on all purchases at Costco and Costco.com, restaurants, eligible travel purchases and more worldwide.
  • Does the Costco Anywhere Visa® Business Card by Citi offer travel insurance? Yes. The Costco Anywhere Visa® Business Card by Citi offers Worldwide Travel Accident Insurance and Worldwide Car Rental Insurance. Visit our webpage for more information on Costco Anywhere Visa® Business Card by Citi travel protection benefits. Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.
  • Does the Costco Anywhere Visa® Business Card by Citi have a special introductory offer? The Costco Anywhere Visa® Business Card by Citi does not currently have a special introductory offer. However, the credit card has other benefits that may be of interest to you if you become a cardmember. Read more about what the Costco Anywhere Visa® Business Card by Citi has to offer.
  • Does the Costco Anywhere Visa® Business Card by Citi have a foreign transaction fee? No. The Costco Anywhere Visa® Business Card by Citi does not have foreign transaction fees.

Rates and fees

Annual membership fee: $0. Purchase APR: 18.74% - 26.74% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Costco Anywhere Visa® Business Card by Citi

What is the annual fee on the Costco Anywhere Visa® Business Card by Citi?

The Costco Anywhere Visa® Business Card by Citi has an annual fee of $0.

What rewards does the Costco Anywhere Visa® Business Card by Citi earn?

The Costco Anywhere Visa® Business Card by Citi earns 5% on gas & fuel, 3% on dining & restaurants, 2% on everything else.

Is the Costco Anywhere Visa® Business Card by Citi worth it?

The Costco Anywhere Visa® Business Card by Citi is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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