
Costco Anywhere Visa® Card by Citi
Citi · VISA
The Costco Anywhere Visa® Card by Citi is a credit card from Citi on the VISA network. It has an annual fee of $0. It earns 5% on gas & fuel, 3% on dining & restaurants, 2% on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.74% - 26.74% variable APR
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 5% | 5% on gas purchases at |
| Dining & restaurants | 3% | 3% on restaurant purchases (including cafes |
| Everything else | 2% | 2% on all other purchases from |
Benefits and perks
- Does the Costco Anywhere Visa® Card by Citi offer cash back? Yes. Here are the cash back rewards categories for the Costco Anywhere Visa® Card: 5% cash back on gas purchases at Costco warehouse locations worldwide. 4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases. After reaching this limit, cash back drops to 1%. 3% cash back on restaurant purchases (including cafes, bars, lounges, and fast food restaurants) and eligible travel purchases worldwide, inclu
- What are some of the other benefits that come with the Costco Anywhere Visa® Card by Citi? The Costco Anywhere Visa® Card by Citi provides cardmembers with some of the following benefits: No foreign transaction fees on purchases¹ No annual fee¹ with your active/paid Costco membership Cash back rewards on eligible purchases
- Is a Costco membership required to apply for the Costco Anywhere Visa® Card by Citi? Yes. To apply for the Costco Anywhere Visa® Card by Citi you must have a current Costco membership in your name. If you're not already a Costco member, you can apply for a Costco membership here.
- Is the Costco Anywhere Card a Visa® or Mastercard®? The Costco Anywhere Card is a Visa® credit card. Earn cash back rewards with this Costco Citi card on every purchase anywhere Visa® is accepted.
- Does the Costco Anywhere Visa® Card by Citi have an annual fee? No. There is no annual fee for the Costco Anywhere Visa® Card by Citi with your paid Costco membership. Learn more about the Costco Citi Card on our website.
- Can I login to my Costco account with the Costco Anywhere Visa® Card? No, you cannot use your Costco Anywhere Visa® Card to login to your Costco account. To access your Costco account, please visit the official Costco website.
- How do you redeem your cash back with the Costco Anywhere Visa® Card by Citi? Cash back will be provided as an annual credit reward certificate available once your February billing statement closes. Certificates are redeemable for cash or merchandise, in a single transaction at any U.S. Costco Warehouse (including Puerto Rico) through December 31 of each year.
- Do you need a Costco membership to get the Costco Anywhere Visa® Card by Citi? Yes, the Costco Anywhere Visa® Card by Citi is exclusively for Costco members. If you do not already have a Costco membership, you can purchase one at Costco.com.
- Can I use my Costco Citi Card as proof of my Costco membership? Yes, the Costco Anywhere Visa® Card by Citi doubles as your Costco membership ID while you are a cardmember.
- Does the Costco Anywhere Visa® Card by Citi have foreign transaction fees? No. The Costco Anywhere Visa® Card by Citi does not have foreign transaction fees¹ – allowing you to make the most of your credit card when traveling abroad.
- Does the Costco Anywhere Visa® Card by Citi offer damage and theft protection? Yes, the Costco Anywhere Visa® Card by Citi offers damage and theft protection, as well as worldwide car rental insurance.
- Can you do a balance transfer with the Costco Anywhere Visa® Card by Citi? Yes, if a balance transfer offer is available on your Costco Anywhere Visa® Card by Citi account.
- Is there a Costco Anywhere Visa® Card by Citi for small businesses? Yes, the Costco Anywhere Visa® Business Card by Citi is designed specifically for small business use. If you're not already a Costco member, you can apply for a Costco membership here. Once you are a Costco member, you can learn more and apply online for the Costco Anywhere Visa® Business Card by Citi.
Rates and fees
Annual membership fee: $0. Purchase APR: 18.74% - 26.74% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Costco Anywhere Visa® Card by Citi
What is the annual fee on the Costco Anywhere Visa® Card by Citi?
The Costco Anywhere Visa® Card by Citi has an annual fee of $0.
What rewards does the Costco Anywhere Visa® Card by Citi earn?
The Costco Anywhere Visa® Card by Citi earns 5% on gas & fuel, 3% on dining & restaurants, 2% on everything else.
Is the Costco Anywhere Visa® Card by Citi worth it?
The Costco Anywhere Visa® Card by Citi is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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