Citi® Diamond Preferred® Card
Citi · MASTERCARD
The Citi® Diamond Preferred® Card is a credit card from Citi on the Mastercard network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Credit needed
- Excellent
- Network
- MASTERCARD
Benefits and perks
- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- No Annual Fee – our low intro rates and all the benefits don’t come with a yearly charge.
- Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
- Get free access to your FICO® Score online.
Rates and fees
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Citi® Diamond Preferred® Card
What is the annual fee on the Citi® Diamond Preferred® Card?
The Citi® Diamond Preferred® Card has an annual fee of $0.
What credit score do you need for the Citi® Diamond Preferred® Card?
The Citi® Diamond Preferred® Card is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the Citi® Diamond Preferred® Card worth it?
The Citi® Diamond Preferred® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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