
Citi® Diamond Preferred® Credit Card
Citi
The Citi® Diamond Preferred® Credit Card is a credit card from Citi on the network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 16.49% - 27.24% variable APR
Benefits and perks
- What credit score do I need to qualify for a Citi® Diamond Preferred® Credit Card? Approval for the Citi® Diamond Preferred® Credit Card depends on several factors, not just credit score. However, it's generally recommended to have a credit score in the good to the excellent range to apply for the Citi® Diamond Preferred® Credit Card.
- Does Citi® Diamond Preferred® Credit Card have an annual fee? There is no annual fee1 with The Citi® Diamond Preferred® Credit Card.
- Does Citi® Diamond Preferred® Credit Card earn rewards? While the Citi® Diamond Preferred® Credit Card does not earn rewards, it does offer benefits such as a low intro balance transfer fee, no annual fee1, Citi® Flex Pay2, access to Merchant Offers, free access to your FICO® Score and $0 liability on unauthorized charges.
- Does Citi have other credit cards with low intro APR offers for balance transfers? Yes, Citi offers multiple credit cards with low intro APR benefits for balance transfers. You can compare Citi's balance transfer credit cards and choose the one that best fits your needs.
- Is there a fee for balance transfers on The Citi® Diamond Preferred® Credit Card? The Citi® Diamond Preferred® Credit Card typically charges a fee for balance transfers. The exact fee, including if the card has an intro balance transfer fee promotion, is disclosed during the application process and in your card agreement.
- How long does a balance transfer take with The Citi® Diamond Preferred® Credit Card? We will begin processing Balance Transfer requests 14 days after the account is opened. You can modify or cancel your request any time during this 14-day period. After the 14-day period, Balance Transfers can take up to 10 days to process.
- Can I manage my Citi® Diamond Preferred® Credit Card online or through an app? Yes. Cardmembers can manage their account, track balances, schedule payments and set alerts through citi.com or the Citi Mobile® App.
Rates and fees
Annual membership fee: $0. Purchase APR: 16.49% - 27.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Citi® Diamond Preferred® Credit Card
What is the annual fee on the Citi® Diamond Preferred® Credit Card?
The Citi® Diamond Preferred® Credit Card has an annual fee of $0.
Is the Citi® Diamond Preferred® Credit Card worth it?
The Citi® Diamond Preferred® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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