
Citi Double Cash® Card
Citi · MASTERCARD
The Citi Double Cash® Card is a credit card from Citi on the MASTERCARD network. It has an annual fee of $0. It earns 3% on travel, 1% on everything else. The welcome offer is Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.24% - 28.49% variable APR
- Network
- MASTERCARD
- Welcome offer
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 3% | 3% on hotels |
| Everything else | 1% | 1% on purchases |
Benefits and perks
- How do I earn the Citi Double Cash® Card's $200 welcome bonus? You can earn your $200 welcome bonus by spending $1,500 on purchases in the first 6 months of opening your Citi Double Cash® Card account.
- What kind of card is Citi Double Cash®? The Citi Double Cash® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. In addition, earn 3% cash back on hotels, car rentals, and attractions booked with Citi Travel. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ThankYou® Point per $1 spent on purchases and an additional ThankYou® Point for every $1 paid on those purchases. Plus: Earn a
- How do you redeem for rewards? Citi Double Cash® Card lets you redeem your points in a variety of ways: ThankYou® Points can be easily redeemed for cash back such as a statement credit, direct deposit or check. For example, you can redeem 10,000 ThankYou® Points for a $100 statement credit, a $100 Check by Mail, or as a $100 direct deposit to your bank account. You can also redeem your points for other rewards such as gift cards, Shop with Points at Amazon, travel and more. Redemption rates may vary. There are no minimums when you redeem for a statement credit or direct deposit. Visit ThankYou
- What is the APR for Citi Double Cash® Card? The standard variable APR for purchases on the Citi Double Cash® Card is dependent on a margin added to the prime rate. See Pricing Details.
- What is the credit limit for the Citi Double Cash® Card? As with any credit card, the credit limit for the Citi Double Cash® Card is determined based on the Cardholder's creditworthiness. Learn more about the Citi Double Cash® Credit Card.
- What is the difference between the Citi Custom Cash® Card and the Citi Double Cash® Card? Citi Custom Cash® Card With your Citi Custom Cash® Card you earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle and 1% thereafter PLUS an 1% unlimited cash back on all other purchases. Plus: 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to $500 spent and 1 Point per $1 on purchases in that category thereafter. 1 point per $1 spent on all other purchases. Plus: 4 additional points per $1 spent on hotels, car rentals, and attrac
- How can I apply for the Citi Double Cash® Card? The application process for the Citi Double Cash® Card is easy and straightforward. Learn more and apply online.
- What are the fees associated with the Citi Double Cash® Card? The Citi Double Cash® Card does not charge an annual fee.¹² However, other fees may apply if cardholders use services such as balance transfers or cash advances. Full information about fees can be found in documentation with your new card. See Pricing Details.
- Is there a limit to the amount of cash back I can receive on the Citi Double Cash® Card? There is no limit to the amount of cash back you can earn with the Citi Double Cash® Card. Plus, the Citi Double Cash® Card has no category enrollment to to keep track of and no annual fee.
Rates and fees
Annual membership fee: $0. Purchase APR: 18.24% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Citi Double Cash® Card
What is the annual fee on the Citi Double Cash® Card?
The Citi Double Cash® Card has an annual fee of $0.
What rewards does the Citi Double Cash® Card earn?
The Citi Double Cash® Card earns 3% on travel, 1% on everything else.
Is the Citi Double Cash® Card worth it?
The Citi Double Cash® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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