Citi Double Cash® Card
Citi · MASTERCARD
The Citi Double Cash® Card is a credit card from Citi on the Mastercard network. It has an annual fee of $0. It earns 2% on travel. The welcome offer is Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.24% - 28.49% variable APR
- Credit needed
- Excellent, Good
- Network
- MASTERCARD
- Welcome offer
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 2% | Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. |
Benefits and perks
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% – 28.74%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates and fees
Annual membership fee: $0. Purchase APR: 18.24% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Citi Double Cash® Card
What is the annual fee on the Citi Double Cash® Card?
The Citi Double Cash® Card has an annual fee of $0.
What rewards does the Citi Double Cash® Card earn?
The Citi Double Cash® Card earns 2% on travel.
What credit score do you need for the Citi Double Cash® Card?
The Citi Double Cash® Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Citi Double Cash® Card worth it?
The Citi Double Cash® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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