Citi Cash Back Card
Citibank Hong Kong · MASTERCARD
The Citi Cash Back Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$1,800. It earns 2% on dining & restaurants, 2% on travel, 1% on everything else. The welcome offer is HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 34.28% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2% | Dining in Hong Kong |
| Travel | 2% | Hotels in Hong Kong and spend in foreign currencies |
| Everything else | 1% | All other eligible spend, in any currency |
Questions about the Citi Cash Back Card
What is the annual fee on the Citi Cash Back Card?
The Citi Cash Back Card has an annual fee of HK$1,800.
What rewards does the Citi Cash Back Card earn?
The Citi Cash Back Card earns 2% on dining & restaurants, 2% on travel, 1% on everything else.
Is the Citi Cash Back Card worth it?
The Citi Cash Back Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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