Citi Plus Credit Card

Citi Plus Credit Card

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Citibank Hong Kong · MASTERCARD

The Citi Plus Credit Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$0. The welcome offer is HK$800 cash rebate for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).

Verified 5 Oct 2026

Key facts

Annual fee
HK$0
Purchase APR
34.28% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
HK$800 cash rebate for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Benefits and perks

  • 3X points on online spend.
  • 3X points on fitness memberships.
  • For Citi Plus account holders.

Questions about the Citi Plus Credit Card

What is the annual fee on the Citi Plus Credit Card?

The Citi Plus Credit Card has an annual fee of HK$0.

Is the Citi Plus Credit Card worth it?

The Citi Plus Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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