Citi The Club Credit Card

Citi The Club Credit Card

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Citibank Hong Kong · MASTERCARD

The Citi The Club Credit Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$0. It earns 1% on everything else. The welcome offer is 10,000 Clubpoints (worth HK$2,000), The Club Platinum membership and a Peninsula Hong Kong cake voucher for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).

Verified 5 Oct 2026

Key facts

Annual fee
HK$0
Purchase APR
34.28% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
10,000 Clubpoints (worth HK$2,000), The Club Platinum membership and a Peninsula Hong Kong cake voucher for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Reward rates by category

Reward rates for the Citi The Club Credit Card by spending category
CategoryRateDetail
Everything else1%1% back in Clubpoints at other merchants, with no cap

Benefits and perks

  • Up to 4% back in Clubpoints on 1O1O, csl, Netvigator and Now TV bills and at designated merchants.
  • Up to 4% back in Clubpoints at Club Shopping.

Questions about the Citi The Club Credit Card

What is the annual fee on the Citi The Club Credit Card?

The Citi The Club Credit Card has an annual fee of HK$0.

What rewards does the Citi The Club Credit Card earn?

The Citi The Club Credit Card earns 1% on everything else.

Is the Citi The Club Credit Card worth it?

The Citi The Club Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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