Citi Prestige Card

Citi Prestige Card

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Citibank Hong Kong · MASTERCARD

The Citi Prestige Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$3,800. It earns 0.25x on travel, 0.17x on everything else. The welcome offer is Up to 720,000 points, HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher for new customers who pay the HK$3,800 first-year fee and spend HK$5,000 within 2 months; half the points need a Citigold account (offer ends 1 February 2027).

Verified 5 Oct 2026

Key facts

Annual fee
HK$3,800
Purchase APR
34.28% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
Up to 720,000 points, HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher for new customers who pay the HK$3,800 first-year fee and spend HK$5,000 within 2 months; half the points need a Citigold account (offer ends 1 February 2027)

Reward rates by category

Reward rates for the Citi Prestige Card by spending category
CategoryRateDetail
Travel0.25x1 mile per HK$4 on overseas spend
Everything else0.17x1 mile per HK$6 on local spend

Benefits and perks

  • Fourth night free at hotels worldwide when booked through Citi Prestige Concierge.
  • Unlimited Priority Pass lounge visits for the principal cardholder.
  • Complimentary green fees at selected golf courses.
  • A yearly gift of 360,000 points when the annual fee is paid.

Questions about the Citi Prestige Card

What is the annual fee on the Citi Prestige Card?

The Citi Prestige Card has an annual fee of HK$3,800.

What rewards does the Citi Prestige Card earn?

The Citi Prestige Card earns 0.25x on travel, 0.17x on everything else.

Is the Citi Prestige Card worth it?

The Citi Prestige Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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