Citi Octopus Platinum Card

Citi Octopus Platinum Card

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Citibank Hong Kong · VISA

The Citi Octopus Platinum Card is a credit card from Citibank Hong Kong on the Visa network. It has an annual fee of HK$1,800. It earns up to 15% on transport & transit, 0.50% on everything else. The welcome offer is HK$1,800 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).

Verified 5 Oct 2026

Key facts

Annual fee
HK$1,800
Purchase APR
34.28% APR
Foreign transaction fee
1.95%
Network
VISA
Welcome offer
HK$1,800 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Reward rates by category

Reward rates for the Citi Octopus Platinum Card by spending category
CategoryRateDetail
Transport & transitup to 15%MTR, bus, minibus, ferry, tram and taxi fares paid with the card's Octopus, with the monthly spend, after registering
Everything else0.50%HK$1 of Octopus cash rebate for every HK$200 spent

Benefits and perks

  • 5% rebate on tunnel tolls, parking and electric vehicle charging.
  • Credit card and Octopus in one card, with automatic add value.

Questions about the Citi Octopus Platinum Card

What is the annual fee on the Citi Octopus Platinum Card?

The Citi Octopus Platinum Card has an annual fee of HK$1,800.

What rewards does the Citi Octopus Platinum Card earn?

The Citi Octopus Platinum Card earns up to 15% on transport & transit, 0.50% on everything else.

Is the Citi Octopus Platinum Card worth it?

The Citi Octopus Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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