
Citi Rewards Card
Citibank Hong Kong · MASTERCARD
The Citi Rewards Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$1,800. It earns 3% on shopping, 3% on entertainment. The welcome offer is HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 34.28% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Shopping | 3% | Department stores, fashion and footwear, as points |
| Entertainment | 3% | Movies, concerts, streaming and theme parks, as points |
Benefits and perks
- 1% back in points on local Apple Pay, Google Pay and Samsung Pay payments.
- Also comes as a UnionPay card.
Questions about the Citi Rewards Card
What is the annual fee on the Citi Rewards Card?
The Citi Rewards Card has an annual fee of HK$1,800.
What rewards does the Citi Rewards Card earn?
The Citi Rewards Card earns 3% on shopping, 3% on entertainment.
Is the Citi Rewards Card worth it?
The Citi Rewards Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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