Citi Rewards Card

Citi Rewards Card

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Citibank Hong Kong · MASTERCARD

The Citi Rewards Card is a credit card from Citibank Hong Kong on the Mastercard network. It has an annual fee of HK$1,800. It earns 3% on shopping, 3% on entertainment. The welcome offer is HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027).

Verified 5 Oct 2026

Key facts

Annual fee
HK$1,800
Purchase APR
34.28% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Reward rates by category

Reward rates for the Citi Rewards Card by spending category
CategoryRateDetail
Shopping3%Department stores, fashion and footwear, as points
Entertainment3%Movies, concerts, streaming and theme parks, as points

Benefits and perks

  • 1% back in points on local Apple Pay, Google Pay and Samsung Pay payments.
  • Also comes as a UnionPay card.

Questions about the Citi Rewards Card

What is the annual fee on the Citi Rewards Card?

The Citi Rewards Card has an annual fee of HK$1,800.

What rewards does the Citi Rewards Card earn?

The Citi Rewards Card earns 3% on shopping, 3% on entertainment.

Is the Citi Rewards Card worth it?

The Citi Rewards Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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