Cash Back Visa
Desjardins · VISA
The Cash Back Visa is a credit card from Desjardins on the VISA network. It has an annual fee of C$0. It earns 2% on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.9%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | 2% on all purchases |
Benefits and perks
- Cash back: Up to 2% on your purchases
- Travel insurance for trips up to 3 days: Get free travel insurance for you and your family 5 for trips of up to 3 days.
- Discounts at Hertz, Thrifty and Dollar
- Mobile device insurance: Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 10
- Purchase protection and extended warranty: Purchase protection and extended warranty provide better protection for the eligible items you purchase with your credit card. 10
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.9%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Cash Back Visa
What is the annual fee on the Cash Back Visa?
The Cash Back Visa has an annual fee of C$0.
What rewards does the Cash Back Visa earn?
The Cash Back Visa earns 2% on everything else.
Is the Cash Back Visa worth it?
The Cash Back Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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