Cash Back World Elite Mastercard
Desjardins · MASTERCARD
The Cash Back World Elite Mastercard is a credit card from Desjardins on the MASTERCARD network. It has an annual fee of C$100. It earns 4% on everything else.
Key facts
- Annual fee
- C$100
- Purchase APR
- 20.9%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 4% | 4% on all purchases |
Benefits and perks
- Cash back: Up to 4% on your purchases
- Travel insurance for trips up to 3 days: Get free travel insurance for you and your family 7 for trips of up to 3 days.
- Perks to elevate your travel experience
- Discounts at Hertz, Thrifty and Dollar
- Auto rental collision and loss damage insurance: This insurance covers you for up to 48 consecutive days in the event your rental car is damaged or stolen when you pay for the total cost of the rental with your card. 14
- Mobile device insurance: Get up to $1,500 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 14
- Purchase protection and extended warranty: Purchase protection and extended warranty provide better protection for the eligible items you purchase with your credit card. 14
Rates and fees
Annual membership fee: C$100. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.9%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Cash Back World Elite Mastercard
What is the annual fee on the Cash Back World Elite Mastercard?
The Cash Back World Elite Mastercard has an annual fee of C$100.
What rewards does the Cash Back World Elite Mastercard earn?
The Cash Back World Elite Mastercard earns 4% on everything else.
Is the Cash Back World Elite Mastercard worth it?
The Cash Back World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Desjardins
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement