Visa Purchasing
Desjardins · VISA
The Visa Purchasing is a credit card from Desjardins on the VISA network. It has an annual fee of C$20.
Key facts
- Annual fee
- C$20
- Purchase APR
- 18.25%
- Network
- VISA
Benefits and perks
- Card controls: Spend controls and credit limits
- Online account management: Manage your Visa Purchasing card account online on AccèsD Affaires with the Business Account Management service. 3
- Different payment options: There are 2 options for paying your credit card balance. Choose the one that works best for your business. 4
Rates and fees
Annual membership fee: C$20. Purchase APR: 18.25%, based on creditworthiness and the Prime Rate. Cash advance APR: Prime rate + 5%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Visa Purchasing
What is the annual fee on the Visa Purchasing?
The Visa Purchasing has an annual fee of C$20.
Is the Visa Purchasing worth it?
The Visa Purchasing is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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