ICBC Student Talent Credit Card

ICBC Student Talent Credit Card

No ratings yetNot yet rated

ICBC Singapore · UNIONPAY

The ICBC Student Talent Credit Card is a credit card from ICBC Singapore on the UnionPay network. It has an annual fee of S$0. It earns up to 3% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$0
Purchase APR
24% p.a.
Foreign transaction fee
1.5%; none on renminbi spend
Network
UNIONPAY

Reward rates by category

Reward rates for the ICBC Student Talent Credit Card by spending category
CategoryRateDetail
Everything elseup to 3%All spend, in months with S$1,000 charged (1% below); capped at S$60 a month

Benefits and perks

  • For NUS, NTU and SMU students aged 18 and over.
  • Spend in mainland China posts in renminbi, with no conversion fee.
  • No annual fee, for life.

Questions about the ICBC Student Talent Credit Card

What is the annual fee on the ICBC Student Talent Credit Card?

The ICBC Student Talent Credit Card has an annual fee of S$0.

What rewards does the ICBC Student Talent Credit Card earn?

The ICBC Student Talent Credit Card earns up to 3% on everything else.

Is the ICBC Student Talent Credit Card worth it?

The ICBC Student Talent Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement