Flagship Premier Visa Signature®
Navy Federal Credit Union · VISA · not specified
The Flagship Premier Visa Signature® is a credit card from Navy Federal Credit Union on the Visa network. It has an annual fee of $95. It earns 4x on travel, 3x on dining & restaurants, 1x on everything else. The welcome offer is Earn 50k bonus points.
Key facts
- Annual fee
- $95
- Purchase APR
- 15.74% - 18.00% Variable APR
- Credit needed
- Excellent
- Network
- VISA
- Welcome offer
- Earn 50k bonus points
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 4x | 4X points for every $1 you spend on travel |
| Dining & restaurants | 3x | 3X points on dining |
| Everything else | 1x | 1X point on everything else |
Benefits and perks
- Visa Signature® Flagship Rewards Rates and Fees
- You can earn 50k bonus points when you spend $4,000 within the first 90 days of opening. Offer valid for accounts applied for between 9/10/26 - 1/3/27.
- Earn 4X points for every $1 you spend on travel, 3X points on dining and 1X point on everything else.
- No balance transfer fees, no foreign transaction fees, no cash advance fees.
- Receive statement credits (up to $120) for Global Entry or TSA Pre✓®
- No rewards limit or expiration while your account is open.
Rates and fees
Annual membership fee: $95. Purchase APR: 15.74% - 18.00% Variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 15.74% - 18.00% Variable APR.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Flagship Premier Visa Signature®
What is the annual fee on the Flagship Premier Visa Signature®?
The Flagship Premier Visa Signature® has an annual fee of $95.
What rewards does the Flagship Premier Visa Signature® earn?
The Flagship Premier Visa Signature® earns 4x on travel, 3x on dining & restaurants, 1x on everything else.
What credit score do you need for the Flagship Premier Visa Signature®?
The Flagship Premier Visa Signature® is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the Flagship Premier Visa Signature® worth it?
The Flagship Premier Visa Signature® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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