Neo Mastercard
Neo Financial · MASTERCARD
The Neo Mastercard is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$0.
Key facts
- Annual fee
- C$0
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
- Network
- MASTERCARD
Benefits and perks
- Anyone looking to build or rebuild their credit and work toward greater access to credit and higher credit limits over time. Find out what you’re pre-approved for in seconds.
- No minimum credit score required
- No minimum income required
Rates and fees
Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Neo Mastercard
What is the annual fee on the Neo Mastercard?
The Neo Mastercard has an annual fee of C$0.
Is the Neo Mastercard worth it?
The Neo Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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