Neo World Elite® Mastercard – Everywhere

Neo World Elite® Mastercard – Everywhere

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Neo Financial · MASTERCARD · world-elite

The Neo World Elite® Mastercard – Everywhere is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$149. It earns 2% on everything else.

Verified 24 Oct 2026

Key facts

Annual fee
C$149
Purchase APR
19.99% to 29.99% (by credit profile and province)
Network
MASTERCARD

Reward rates by category

Reward rates for the Neo World Elite® Mastercard – Everywhere by spending category
CategoryRateDetail
Everything else2%All purchases

Benefits and perks

  • Earning more cashback across all your spending and across all categories.
  • Comprehensive travel insurance
  • Minimum $80,000 (individual) or $150,000 (household) annual income required

Rates and fees

Annual membership fee: C$149. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Neo World Elite® Mastercard – Everywhere

What is the annual fee on the Neo World Elite® Mastercard – Everywhere?

The Neo World Elite® Mastercard – Everywhere has an annual fee of C$149.

What rewards does the Neo World Elite® Mastercard – Everywhere earn?

The Neo World Elite® Mastercard – Everywhere earns 2% on everything else.

Is the Neo World Elite® Mastercard – Everywhere worth it?

The Neo World Elite® Mastercard – Everywhere is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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