All in One Credit Card
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Santander UK
The All in One Credit Card is a credit card from Santander UK on the network. It has an annual fee of £36. It earns 0.50% on everything else.
Verified 12 Sept 2026
Key facts
- Annual fee
- £36
- Purchase APR
- 23.9% p.a. (variable)
- Intro APR
- 0% on purchases for 15 months, 0% on balance transfers for 15 months
- Foreign transaction fee
- None
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 0.5% cashback (up to £10 a month) on all your purchases |
Benefits and perks
- An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee
- 0.5% cashback (up to £10 a month) on all your purchases
- £3 monthly account fee
- Your interest-free period for purchases can be up to 56 days if you pay your balance in full and on time.
Questions about the All in One Credit Card
What is the annual fee on the All in One Credit Card?
The All in One Credit Card has an annual fee of £36.
What rewards does the All in One Credit Card earn?
The All in One Credit Card earns 0.50% on everything else.
Is the All in One Credit Card worth it?
The All in One Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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