Rewards Credit Card
Santander UK · MASTERCARD
The Rewards Credit Card is a credit card from Santander UK on the MASTERCARD network. It has an annual fee of £0. It earns 3% on gas & fuel, 3% on transport & transit, 3% on dining & restaurants. The welcome offer is New to Santander? Get up to £40 in Uber vouchers. T&Cs apply.
Key facts
- Annual fee
- £0
- Purchase APR
- 24.9% p.a. (variable)
- Foreign transaction fee
- None
- Network
- MASTERCARD
- Welcome offer
- New to Santander? Get up to £40 in Uber vouchers. T&Cs apply.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 3% | Petrol, diesel and EV charging. 3% in your first year, 0.25% after that |
| Transport & transit | 3% | Trains, buses, TfL and taxis. 3% in your first year, 0.25% after that |
| Dining & restaurants | 3% | Restaurants, cafes and takeaways. 3% in your first year, 0.25% after that |
| Everything else | 0.25% | Everything else |
Benefits and perks
- 3% cashback on petrol, everyday travel, eating out and takeaways in your first year
- 0.25% cashback on all other purchases
- No foreign exchange fees on purchases abroad
- No monthly account fee
- Your interest-free period for purchases can be up to 56 days if you pay your balance in full and on time.
Questions about the Rewards Credit Card
What is the annual fee on the Rewards Credit Card?
The Rewards Credit Card has an annual fee of £0.
What rewards does the Rewards Credit Card earn?
The Rewards Credit Card earns 3% on gas & fuel, 3% on transport & transit, 3% on dining & restaurants, 0.25% on everything else.
Is the Rewards Credit Card worth it?
The Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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