Santander World Elite Mastercard

Santander World Elite Mastercard

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Santander UK · MASTERCARD

The Santander World Elite Mastercard is a credit card from Santander UK on the MASTERCARD network. It has an annual fee of £180. It earns 0.50% on everything else.

Verified 12 Sept 2026

Key facts

Annual fee
£180
Purchase APR
18.9% p.a. (variable)
Intro APR
0% on purchases for 18 months, 0% on balance transfers for 18 months
Foreign transaction fee
None
Network
MASTERCARD

Reward rates by category

Reward rates for the Santander World Elite Mastercard by spending category
CategoryRateDetail
Everything else0.50%0.5% cashback (up to £15 per month) on all purchases

Benefits and perks

  • Exclusively for Santander Select and Private Banking customers
  • Access to over 1,400 airport lounges with LoungeKey
  • Access Mastercard® Airport Security Fast Track
  • Global Data Roaming provided by Flexiroam
  • No foreign transaction fees on purchases made abroad in the local currency
  • 0.5% cashback (up to £15 per month) on all purchases
  • £15 monthly account fee
  • Your interest-free period for purchases can be up to 56 days if you pay your balance in full and on time.

Questions about the Santander World Elite Mastercard

What is the annual fee on the Santander World Elite Mastercard?

The Santander World Elite Mastercard has an annual fee of £180.

What rewards does the Santander World Elite Mastercard earn?

The Santander World Elite Mastercard earns 0.50% on everything else.

Is the Santander World Elite Mastercard worth it?

The Santander World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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