Everyday Long Term Balance Transfer Credit Card

Everyday Long Term Balance Transfer Credit Card

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Santander UK

The Everyday Long Term Balance Transfer Credit Card is a credit card from Santander UK on the network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
24.9% p.a. (variable)
Intro APR
0% on purchases for 3 months, 0% on balance transfers for 34 months
Foreign transaction fee
2.95%

Benefits and perks

  • 0% interest on balance transfers for 34 months from account opening (3.15% fee, min £5)
  • 0% interest on purchases for 3 months from account opening
  • No monthly account fee
  • Your interest-free period for purchases can be up to 56 days if you pay your balance in full and on time.

Questions about the Everyday Long Term Balance Transfer Credit Card

What is the annual fee on the Everyday Long Term Balance Transfer Credit Card?

The Everyday Long Term Balance Transfer Credit Card has an annual fee of £0.

Is the Everyday Long Term Balance Transfer Credit Card worth it?

The Everyday Long Term Balance Transfer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

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