United® MileagePlus® Neo World Elite® Mastercard
Neo Financial · MASTERCARD · world-elite
The United® MileagePlus® Neo World Elite® Mastercard is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$89. It earns 1.25x on travel, 1x on dining & restaurants, 1x on groceries. The welcome offer is Up to 25,000 bonus MileagePlus miles (spending conditions apply).
Key facts
- Annual fee
- C$89
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
- Network
- MASTERCARD
- Welcome offer
- Up to 25,000 bonus MileagePlus miles (spending conditions apply)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 1.25x | United & Star Alliance flights (MileagePlus miles) |
| Dining & restaurants | 1x | Dining and grocery (MileagePlus miles) |
| Groceries | 1x | Dining and grocery (MileagePlus miles) |
| Everything else | 0.75x | Everything else (MileagePlus miles) |
Benefits and perks
- Earning United MileagePlus miles on every purchase and enjoying premium United perks every time you fly.
- First free checked bag on eligible United-operated flights
- Group 2 priority on United-operated flights
- Statement credit of up to USD $120 toward your NEXUS application
- Comprehensive travel insurance
- Premium travel benefits
- Minimum $80,000 (individual) or $150,000 (household) annual income required
Rates and fees
Annual membership fee: C$89. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the United® MileagePlus® Neo World Elite® Mastercard
What is the annual fee on the United® MileagePlus® Neo World Elite® Mastercard?
The United® MileagePlus® Neo World Elite® Mastercard has an annual fee of C$89.
What rewards does the United® MileagePlus® Neo World Elite® Mastercard earn?
The United® MileagePlus® Neo World Elite® Mastercard earns 1.25x on travel, 1x on dining & restaurants, 1x on groceries, 0.75x on everything else.
Is the United® MileagePlus® Neo World Elite® Mastercard worth it?
The United® MileagePlus® Neo World Elite® Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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