Westpac Airpoints Mastercard

Westpac Airpoints Mastercard

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Westpac · MASTERCARD

The Westpac Airpoints Mastercard is a credit card from Westpac on the MASTERCARD network. It has an annual fee of $70. It earns 0.67% on everything else.

Verified 26 Sept 2026

Key facts

Annual fee
$70
Purchase APR
20.95% p.a.
Foreign transaction fee
1.83%
Network
MASTERCARD

Reward rates by category

Reward rates for the Westpac Airpoints Mastercard by spending category
CategoryRateDetail
Everything else0.67%$150 spent on the card up to (and including) $3,500 = 1 Airpoints Dollar; $300 spent on the card over $3,500 = 1 Airpoints Dollar

Benefits and perks

  • Earn: $150 spent on the card up to (and including) $3,500 = 1 Airpoints Dollar; $300 spent on the card over $3,500 = 1 Airpoints Dollar.
  • 50 Airpoints Dollars advance available.
  • Up to 55 days interest free on purchases.

Questions about the Westpac Airpoints Mastercard

What is the annual fee on the Westpac Airpoints Mastercard?

The Westpac Airpoints Mastercard has an annual fee of $70.

What rewards does the Westpac Airpoints Mastercard earn?

The Westpac Airpoints Mastercard earns 0.67% on everything else.

Is the Westpac Airpoints Mastercard worth it?

The Westpac Airpoints Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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