hotpoints Platinum Mastercard

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Westpac · MASTERCARD

The hotpoints Platinum Mastercard is a credit card from Westpac on the MASTERCARD network. It has an annual fee of $70.

Verified 26 Sept 2026

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Key facts

Annual fee: $70
Purchase APR: 20.95% p.a.
Foreign transaction fee: 1.83%
Network: MASTERCARD

Benefits and perks

Earn: $1 spent on your card up to (and including) $7,000 = 1.5 hotpoints; $1 spent on your card over $7,000 = 1 hotpoint.
Use your hotpoints with hotpoints Pay, anywhere Mastercard is accepted.
Great range of hotpoints rewards.
Up to 35 days overseas travel insurance per round trip.
Extended Warranty and Purchase Protection insurances.
Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
Up to 55 days interest free on purchases.

Questions about the hotpoints Platinum Mastercard

What is the annual fee on the hotpoints Platinum Mastercard?

The hotpoints Platinum Mastercard has an annual fee of $70.

Is the hotpoints Platinum Mastercard worth it?

The hotpoints Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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