Westpac Airpoints Platinum Mastercard

Westpac Airpoints Platinum Mastercard

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Westpac · MASTERCARD

The Westpac Airpoints Platinum Mastercard is a credit card from Westpac on the MASTERCARD network. It has an annual fee of $125. It earns 0.91% on everything else.

Verified 26 Sept 2026

Key facts

Annual fee
$125
Purchase APR
20.95% p.a.
Foreign transaction fee
1.83%
Network
MASTERCARD

Reward rates by category

Reward rates for the Westpac Airpoints Platinum Mastercard by spending category
CategoryRateDetail
Everything else0.91%$110 spent on the card up to (and including) $7,000 = 1 Airpoints Dollar; $220 spent on the card over $7,000 = 1 Airpoints Dollar; $225 spent on the card = 1 Status Point

Benefits and perks

  • Earn: $110 spent on the card up to (and including) $7,000 = 1 Airpoints Dollar; $220 spent on the card over $7,000 = 1 Airpoints Dollar; $225 spent on the card = 1 Status Point.
  • 200 Airpoints Dollars advance available.
  • Up to 35 days overseas travel insurance per round trip.
  • Koru membership joining fee waiver (save $255).
  • Extended Warranty and Purchase Protection insurance.
  • $145 discount on annual Koru individual membership fee.
  • Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle services.
  • Up to 44 days interest free on purchases.

Questions about the Westpac Airpoints Platinum Mastercard

What is the annual fee on the Westpac Airpoints Platinum Mastercard?

The Westpac Airpoints Platinum Mastercard has an annual fee of $125.

What rewards does the Westpac Airpoints Platinum Mastercard earn?

The Westpac Airpoints Platinum Mastercard earns 0.91% on everything else.

Is the Westpac Airpoints Platinum Mastercard worth it?

The Westpac Airpoints Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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