Westpac Koru Mastercard

Westpac Koru Mastercard

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Westpac · MASTERCARD

The Westpac Koru Mastercard is a credit card from Westpac on the Mastercard network. It has an annual fee of NZ$70.

Verified 1 Nov 2026

Key facts

Annual fee
NZ$70
Purchase APR
20.95% p.a.
Foreign transaction fee
1.83%
Network
MASTERCARD

Benefits and perks

  • Earn: $150 spent on the card up to (and including) $3,500 = 1 Airpoint; $300 spent on the card over $3,500 = 1 Airpoint.
  • 50 Airpoints advance available.
  • Up to 55 days interest free on purchases.

Questions about the Westpac Koru Mastercard

What is the annual fee on the Westpac Koru Mastercard?

The Westpac Koru Mastercard has an annual fee of NZ$70.

Is the Westpac Koru Mastercard worth it?

The Westpac Koru Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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