Westpac Koru Platinum Mastercard

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Westpac · MASTERCARD

The Westpac Koru Platinum Mastercard is a credit card from Westpac on the Mastercard network. It has an annual fee of NZ$125.

Verified 1 Nov 2026

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Key facts

Annual fee: NZ$125
Purchase APR: 20.95% p.a.
Foreign transaction fee: 1.83%
Network: MASTERCARD

Benefits and perks

Earn: $110 spent on the card up to (and including) $7,000 = 1 Airpoint; $220 spent on the card over $7,000 = 1 Airpoint; $225 spent on the card = 1 Status Point.
200 Airpoints advance available.
Up to 35 days overseas travel insurance per round trip.
Koru Club membership joining fee waiver (save $255).
$145 discount on annual Koru Club individual membership fee.
Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle services.
Up to 44 days interest free on purchases.

Questions about the Westpac Koru Platinum Mastercard

What is the annual fee on the Westpac Koru Platinum Mastercard?

The Westpac Koru Platinum Mastercard has an annual fee of NZ$125.

Is the Westpac Koru Platinum Mastercard worth it?

The Westpac Koru Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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