hotpoints Mastercard
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Westpac · MASTERCARD
The hotpoints Mastercard is a credit card from Westpac on the MASTERCARD network. It has an annual fee of $40.
Verified 26 Sept 2026
Key facts
- Annual fee
- $40
- Purchase APR
- 20.95% p.a.
- Foreign transaction fee
- 1.83%
- Network
- MASTERCARD
Benefits and perks
- Earn: $1 spent on your card up to (and including) $3,500 = 1 hotpoint; $1 spent on your card over $3,500 = 0.5 hotpoints.
- Use your hotpoints with hotpoints Pay, anywhere Mastercard is accepted.
- Great range of hotpoints rewards.
- Up to 55 days interest free on purchases.
Questions about the hotpoints Mastercard
What is the annual fee on the hotpoints Mastercard?
The hotpoints Mastercard has an annual fee of $40.
Is the hotpoints Mastercard worth it?
The hotpoints Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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