hotpoints World Mastercard

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Westpac · MASTERCARD

The hotpoints World Mastercard is a credit card from Westpac on the MASTERCARD network. It has an annual fee of $285.

Verified 26 Sept 2026

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Key facts

Annual fee: $285
Purchase APR: 16.95% p.a.
Foreign transaction fee: 1.83%
Network: MASTERCARD

Benefits and perks

Earn: $1 spent on your card up to (and including) $15,000 = 2 hotpoints; $1 spent on your card over $15,000 = 1 hotpoint.
Use your hotpoints with hotpoints Pay, anywhere Mastercard is accepted.
Great range of hotpoints rewards.
Up to 120 days overseas travel insurance per round trip.
Extended Warranty and Purchase Protection insurance.
Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
Priority Pass lounge access to over 1,300 airport lounges around the world.
Up to 44 days interest free on purchases.

Questions about the hotpoints World Mastercard

What is the annual fee on the hotpoints World Mastercard?

The hotpoints World Mastercard has an annual fee of $285.

Is the hotpoints World Mastercard worth it?

The hotpoints World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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