- Annual fee
- £24
- Purchase APR
- 15.9% p.a. (variable)
Verified 12 Sept 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
6 cards in United Kingdom
Showing 1–6
- Annual fee
- £50
- Purchase APR
- 26.4% p.a. (variable)
- Welcome offer
- Get a welcome offer of up to £100 in value with no fee for the first year
Verified 12 Sept 2026
- Annual fee
- £50
- Purchase APR
- 26.4% p.a. (variable)
- Welcome offer
- Get a welcome offer of up to £100 in value for eligible Amazon Business Prime members.
Verified 12 Sept 2026
- Annual fee
- £195
- Purchase APR
- 29.1% p.a. (variable) (applies if you choose to use a line of credit via Flexible Payment Option).
- Welcome offer
- Earn 20,000 Membership Rewards® bonus points when you spend £3,000 in the first three months of Cardmembership. Terms apply. Available to UK LTD and LLP businesses, signatories must be 18+ and a director/member of the business. Subject to status. This new Cardmember offer is only available if you don’t currently have an American Express® Business Card that earns Membership Rewards points, and haven’t had one in the last 24 months.
Verified 12 Sept 2026
British Airways American Express® Accelerating Business Card
American Express · AMEX
No ratings yetNot yet rated
- Annual fee
- £250
- Purchase APR
- 26.6% p.a. (variable)
- Welcome offer
- Collect 40,000 bonus Avios when you spend £5,000 in the first three months of Cardmembership. Offer ends 6 th October 2026. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have an American Express® Business Card, and haven’t had one in the last 12 months.
Verified 12 Sept 2026
- Annual fee
- £650
- Purchase APR
- 29.1% p.a. (variable) (applies if you choose to use a line of credit via Flexible Payment Option).
- Welcome offer
- Earn 50,000 Membership Rewards® bonus points when you spend £6,000 in the first three months of Cardmembership. Terms apply. Available to UK LTD and LLP businesses, signatories must be 18+ and a director/member of the business. Subject to status. This new Cardmember offer is only available if you don’t currently have an American Express® Business Platinum Card, and haven’t had one in the last 24 months.
Verified 12 Sept 2026
For issuers and partners
Start a conversationWant your card seen here?
Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.