Air France KLM Visa Signature® Credit Card

Air France KLM Visa Signature® Credit Card

No ratings yetNot yet rated

Bank of America · VISA

The Air France KLM Visa Signature® Credit Card is a credit card from Bank of America on the VISA network. It has an annual fee of $89. It earns 3x on dining & restaurants, 1.5x on everything else.

Verified 7 Sept 2026

Key facts

Annual fee
$89
Purchase APR
19.49% - 27.49% variable APR
Network
VISA

Reward rates by category

Reward rates for the Air France KLM Visa Signature® Credit Card by spending category
CategoryRateDetail
Dining & restaurants3x3x on eligible dining purchases
Everything else1.5x1.5x on all other purchases

Benefits and perks

  • Earn Miles: Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. Plus, earn 1.5 Miles for every $1 spent on all other purchases.
  • Experience Points: Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend at least $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
  • No foreign transaction fees †: No matter where you're travelling, feel free to use your Air France KLM Visa Signature® card without incurring foreign transaction fees † when making purchases outside of the United States
  • Online Offer: 50,000 Bonus Miles + 100 Experience Points (XP): 50,000 Bonus Miles + 100 (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening
  • Anniversary Miles: 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year

Rates and fees

Annual membership fee: $89. Purchase APR: 19.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Air France KLM Visa Signature® Credit Card

What is the annual fee on the Air France KLM Visa Signature® Credit Card?

The Air France KLM Visa Signature® Credit Card has an annual fee of $89.

What rewards does the Air France KLM Visa Signature® Credit Card earn?

The Air France KLM Visa Signature® Credit Card earns 3x on dining & restaurants, 1.5x on everything else.

Is the Air France KLM Visa Signature® Credit Card worth it?

The Air France KLM Visa Signature® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement