BankAmericard® Credit Card for Students
Bank of America · MASTERCARD
The BankAmericard® Credit Card for Students is a credit card from Bank of America on the MASTERCARD network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 14.99% - 25.99% variable APR
- Network
- MASTERCARD
Benefits and perks
- Low Introductory APR Offer: Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
- No annual fee†: Enjoy no annual fee while getting on the path to building your credit
- We’ve got your back: Your card comes with our $0 Liability Guarantee and chip technology for additional security when used at chip-enabled terminals
- Establish good credit habits: Easily manage your bank accounts and finances online with Online Banking and our award winning Mobile Banking app that help students stay in control of their finances and make payments
- Learn more about credit: Access to credit education on topics like using credit cards responsibly, budgeting and more
Rates and fees
Annual membership fee: $0. Purchase APR: 14.99% - 25.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BankAmericard® Credit Card for Students
What is the annual fee on the BankAmericard® Credit Card for Students?
The BankAmericard® Credit Card for Students has an annual fee of $0.
Is the BankAmericard® Credit Card for Students worth it?
The BankAmericard® Credit Card for Students is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Bank of America
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement