Bank of America® Customized Cash Rewards Credit Card for Students

Key facts

Annual fee

$0

Purchase APR

17.49% - 27.49% variable APR

Intro APR

0% Introductory APR on purchases and qualifying balance transfers for 15 billing cycles; after that 17.49% variable APR

Network

VISA

Reward rates by category

Benefits and perks

• 6% cash back: Earn 3% cash back + 3% first-year cash back bonus in the category of your choice Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• $200 online cash rewards bonus offer: Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
• Achieve more with BofA Rewards™: Enrich your experience as a Bank of America customer with the BofA Rewards™ program—starting with a rewards bonus on every credit card purchase. Visit BofA Rewards to learn more about eligibility and enrollment.
• Low Introductory APR Offer: 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
• Double your choice category cash back: Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Learn more cash back categories After the first year from account opening, you'll earn 3% cash back on purchases in your choice category. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or ma
• No annual fee †: Enjoy no annual fee while choosing how you earn rewards and getting on the path to building your credit

Questions about the Bank of America® Customized Cash Rewards Credit Card for Students