Bank of America® Travel Rewards Credit Card for Students
Bank of America · VISA
The Bank of America® Travel Rewards Credit Card for Students is a credit card from Bank of America on the VISA network. It has an annual fee of $0. It earns 3x on travel, 1.5x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 17.49% - 27.49% variable APR
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 3x | 3x on travel purchases booked through |
| Everything else | 1.5x | 1.5x on everyday purchases and no expiration on points as long as yo |
Benefits and perks
- Unlimited points: Earn unlimited 1.5 points for every $1 you spend on everyday purchases and no expiration on points as long as your account remains open.
- Low Introductory APR Offer: 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.
- 25,000 online bonus points offer: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases
- No annual fee † and no foreign transaction fees †: Enjoy no annual fee and no foreign transaction fees on purchases while earning points to use for statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees, and also at restaurants – including takeout
- Establish good credit habits: Easily manage your bank accounts and finances online with Online Banking and our award winning Mobile Banking app that help students stay in control of their finances and make payments
- Achieve more with BofA Rewards™: Enrich your experience as a Bank of America customer with the BofA Rewards™ program—starting with a rewards bonus on every credit card purchase. Visit BofA Rewards to learn more about eligibility and enrollment.
Rates and fees
Annual membership fee: $0. Purchase APR: 17.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Bank of America® Travel Rewards Credit Card for Students
What is the annual fee on the Bank of America® Travel Rewards Credit Card for Students?
The Bank of America® Travel Rewards Credit Card for Students has an annual fee of $0.
What rewards does the Bank of America® Travel Rewards Credit Card for Students earn?
The Bank of America® Travel Rewards Credit Card for Students earns 3x on travel, 1.5x on everything else.
Is the Bank of America® Travel Rewards Credit Card for Students worth it?
The Bank of America® Travel Rewards Credit Card for Students is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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